Remittance, without the roadblocks.

Remittance is one of the most heavily watched corners of Canadian finance. We handle FINTRAC registration, your compliance program, and RPAA where it applies, so your rails stay open.

See pricing Free readiness check

We recently got a client RPAA-registered in 4 months

A recent win, well ahead of the market.

Why money remittance businesses choose us

100% MSB approval guarantee, or your money back
Direct, known relationships with FINTRAC
Up to 50% below typical consultant fees
A named CCO who knows your sector

How we help money remittance businesses

One team, from registration to fully compliant

Get your MSB registered

We register your money transfer business with FINTRAC end to end, with a 100% approval guarantee, and build the AML program corridors and banks demand.

A dedicated Chief Compliance Officer

We become your named, fractional CCO, running your AML program day to day for a fraction of a full-time hire. Ongoing advisory, reporting, and audit-readiness, without another salary on payroll.

Get RPAA-registered with the Bank of Canada

If you’re a payment service provider, we build and submit your RPAA registration. We recently got one of our clients registered in as little as four months, well ahead of the market.

The reality for money remittance businesses

Your challenges, solved

The challenges you face

De-risking is relentless

Remittance is a top de-risking target. Correspondent and retail banking can disappear with little notice.
FINTRAC is revoking registrations

Dozens of MSB registrations were revoked in a single quarter, often for missed 30-day information requests or weak programs.
Moving money in and out of Canada is hard

Cross-border payments face corridor risk, correspondent screening, and partners who need to trust your compliance before they’ll move funds.
KYC is a constant challenge

High volumes, new corridors, and repeat senders make know-your-customer one of the hardest parts of running a remittance business.

How Comply North helps

Banking that sticks

A bank-ready file and MSB-friendly introductions built to survive de-risking.
Always audit-ready

We manage 30-day regulator requests, suspicious-transaction reporting, and change notices so your registration is never at risk.
We open and protect your corridors

A bank-ready file plus MSB-friendly and correspondent introductions, so you can move money in and out of Canada.
KYC that scales with you

Onboarding and monitoring workflows built for high-volume, multi-corridor remittance, and kept exam-ready.

All of it at a fraction of the cost, usually up to 50% below other consultants.

See pricing

What you’ll walk away with

A registered, defensible, bank-ready compliance operation, run by experts, so you can get back to running your business.

Talk to an expert

FINTRAC registration approved
RPAA registration handled where it applies
A dedicated CCO managing corridor and agent risk
Banking and payment rails that stay open

FAQ

Money Remittance compliance questions

Do money remittance businesses need to register with FINTRAC?

Yes. Money transfer and remittance businesses are money services businesses (MSBs) and must register with FINTRAC. If you also perform retail payment activities, RPAA registration may apply too.

How do remittance businesses keep banking and payment rails?

Remittance is a top de-risking target. We build a bank-ready file, manage regulator information requests, and keep your program audit-ready so your rails stay open.

Do I need RPAA registration for a remittance business?

If you move funds for others as a payment service provider, you may need to register with the Bank of Canada under the RPAA on top of FINTRAC. We handle both regimes.