Crypto compliance banks trust.

Dealing in virtual currency puts you in MSB territory, and moving fiat can trigger the RPAA too. We build the program that gets you registered, banked, and taken seriously.

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We recently got a client RPAA-registered in 4 months

A recent win, well ahead of the market.

Why virtual currency & otc businesses choose us

100% MSB approval guarantee, or your money back
Direct, known relationships with FINTRAC
Up to 50% below typical consultant fees
A named CCO who knows your sector

How we help virtual currency & otc businesses

One team, from registration to fully compliant

Get your MSB registered

We register your virtual currency exchange or OTC desk with FINTRAC and draft an AML program built for crypto risk, with a 100% approval guarantee.

A dedicated Chief Compliance Officer

We become your named, fractional CCO, running your AML program day to day for a fraction of a full-time hire. Ongoing advisory, reporting, and audit-readiness, without another salary on payroll.

Get RPAA-registered with the Bank of Canada

When you move fiat for clients, the RPAA applies. We prepare and submit your registration, we recently got one of our clients registered in as little as four months, and keep you aligned with Bank of Canada expectations.

The reality for virtual currency & otc businesses

Your challenges, solved

The challenges you face

Getting de-banked

Conservative Canadian banks are wary of crypto. Without proper registration and a real program, accounts get closed and applications get declined.
FINTRAC is revoking registrations

Regulators are actively removing MSBs that can’t answer information requests or show a working program. Crypto is under a microscope.
Crypto compliance tools are expensive

Blockchain analytics, wallet screening, and Travel Rule tooling add real cost and complexity most exchanges and desks aren’t set up for.
A high-risk target for sanctions and fraud

Virtual-currency businesses are treated as high-risk and face constant sanctions, fraud, and illicit-finance exposure.

How Comply North helps

We get you banked, and keep you there

MSB registration plus a crypto-specific program that unlocks conservative banking and keeps it open.
Always audit-ready

We manage regulator information requests and keep your program working, so your registration is never at risk.
We build the compliance stack

We stand up the Travel Rule, wallet screening, and monitoring you need, without you buying and wiring up every tool from scratch.
Sanctions and fraud controls built in

Screening and monitoring designed for a high-risk industry, so banks, investors, and regulators take you seriously.

All of it at a fraction of the cost, usually up to 50% below other consultants.

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What you’ll walk away with

A registered, defensible, bank-ready compliance operation, run by experts, so you can get back to running your business.

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FINTRAC registration approved
A crypto-specific AML and Travel Rule program
RPAA registration where fiat is involved
A compliance file banks and investors trust

FAQ

Virtual Currency & OTC compliance questions

Do crypto exchanges and OTC desks need to register with FINTRAC?

Yes. Dealing in virtual currency makes you a money services business (MSB), so you must register with FINTRAC and run a crypto-specific AML program, including Travel Rule procedures for transfers over CAD 1,000.

Why can’t crypto businesses get banking in Canada?

Canadian banks are cautious with crypto. Proper FINTRAC registration and a real, tested compliance program are what unlock and keep conservative banking. We build both.

Does the RPAA apply to crypto businesses?

If you move fiat for clients, the RPAA can apply on top of FINTRAC. We map your obligations across FINTRAC, the RPAA, and securities rules so nothing is missed.